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2 Academy St, Mayville, NY 14757 Phone: 716-753-4650 FAX: 716-753-4508 |
JobStart Chautauqua
HOMEBUYERS/
HOMEOWNERSHIP COUNSELING
JOBSTART CHAUTAUQUA
LOANS
(transportation and water wells)
families stay employed when they are faced with unexpected
car expenses, including purchase loans, repairs, and insurance.
All loans made through JobStart Chautauqua must be tied to employment needs
and your family must include a child under 18.
JobStart funds are a loan. They DO have to be REPAID.
Loans through the JobStart Chautauqua are available to low-income
families
that cannot qualify for a loan through a bank or other traditional
source.
Please read the following guidelines to see if you are eligible
for assistance through JobStart Chautauqua.
Para ayuda en Espanol, llame a Mayra Alvarado a
753-4650, 363-4650, o 661-7650.
WHO IS ELIGIBLE?
1. You must be a resident of Chautauqua County.
2. You must currently be working at least 30 hours per
week and you must
have been at your current job for at
least 3 months.
3. You must have a child under 18 that lives with you or
for whom you are
financially responsible.
4. You must meet the following income guidelines:
| Maximum gross income for a family of one: | $20,800 |
| Maximum gross income for a family of two: | $28,000 |
| Maximum gross income for a family of three: | $35,200 |
| Maximum gross income for a family of four: | $42,400 |
| Maximum gross income for a family of five: | $49,600 |
| Maximum gross income for a family of six: | $56,800 |
| Maximum gross income for a family of seven: | $64,000 |
| Maximum gross income for a family of eight: | $71,200 |
5. A review of your income and expenses by our loan committe
must show
that you are not eligible for a loan through
a bank or other traditional
source but that you do have the means to repay
the loan.
6. If you are currently receiving assistance through any
agency, you must have
a referral from your case worker.
WHAT DO I HAVE TO DO TO QUALIFY FOR A LOAN?
1. You must attend a Financial Literacy class that will
help you understand
budgeting, credit, and managing your
finances.
2. You must complete the full application process showing
that you meet
the eligibility guidelines described
above.
WHAT IS THE INTEREST AND REPAYMENT?
1. The interest rate on the loan is 8%
2. The repayment period will be determined by reviewing
your income and
expenses and finding a monthly payment that
you will be able to repay.
All loans must be repaid in full. The maximum
repayment period is
36 months.
If you think you are eligible and would like to receive
an application,
please call 753-4650, 363-4650 or 661-7650.
JobStart Chautauqua's Family Loan Program
is an innovative partnership of state and local government agencies,
private foundations, family service organizations and the banking community.
The program is made possible by:
New York State OTDA
M & T Bank
Chautauqua County Department of Social Services
Chautauqua Home Rehabilitation & Improvement Corp
overseen by a Board of Directors made up of community representatives.
We are not a government agency.
CHRIC/Job
Start Chautauqua strives to enforce and advance Fair Housing and Equal
Opportunity in all of its programs and services