2 Academy St, Mayville, NY 14757
Phone: 716-753-4650 FAX: 716-753-4508
Housing Rehab/Repair For Homeowners
Due to the overwhelming need and demand for assistance
with home repairs and very limited funding, CHRIC has a significant waiting list.
Our waiting list is prioritized so that eligible homeowners with the
greatest financial need are assisted first.
In addition, much of the funding that we receive is targeted
to specific locations in
Chautauqua County or specific groups of people. With this type of funding,
we can only assist people who fit the target groups.
We do not have funding available
for emergency repairs
It may be several years before we can provide assistance.
Para ayuda en Espanol, llame a Mayra Alvarado a
363-4650, 661-7650, or 753-4650
THE TYPE OF WORK THAT CAN BE DONE:
Any work that is necessary to maintain the home in a safe, decent, and liveable condition may be eligible, including plumbing, heating, electrical, wells, septic systems, roofs, foundation work, windows, doors, siding, stairs, porches, chimneys, etc.
CHRIC is dedicated to making lead-safe housing for Chautauqua's children.
To learn more about the dangers of lead-based paint, please click here
If you meet the general requirements described below, you may be eligible for a grant to pay 50% or more of the total cost of the repairs to your home, depending on the funds that are available at the time. We cannot know ahead of time how much we will have available for your project, but you will know before we begin any work.
WHO IS ELIGIBLE:
1. YOU MUST OWN THE HOME
If you are still in the process of buying a home, you will not be eligible until the sale
has closed. It is expected that there will be a mortgage on the property, but the sale
must be final.
2. THE DEED TO THE HOME MUST BE IN YOUR NAME
If the deed is in someone else's name, you are not eligible for assistance.
3. THE HOME MUST BE YOUR PRIMARY RESIDENCE
If you do not live in the home full-time, year-round, you are not eligible for
assistance. If the home is in such poor condition that it cannot be lived in, it is
4. PROPERTY AND SCHOOL TAXES MUST BE CURRENT
5. YOU MUST HAVE HOMEOWNER'S INSURANCE
6. IN MOST CASES, MOBIL HOMES ARE NOT ELIGIBLE FOR
This restriction does not apply to modular homes on permanent foundations as
long as you own the land on which the home is located and the home cannot be
If you live in a mobil home and need assistance with repairs, other agencies might
be able to help you. Chautauqua Opportunties, Inc (COI) Weatherization Program
can be reached at 661-9455. If you are over age 60, you can try the Chautauqua
County Office for the Aging at 753-4471 or 664-2029.
7. YOU MUST MEET INCOME GUIDELINES
Only families that are at or below 80% of the Area Median Income are eligible for
It is important for you to know how your total household income is
1. Total income includes ALL income for ALL sources into the household
(Social Security, Disability, Public Assistance, Pensions, Interest Income,
Dividends, Child Support, etc. all count as income).
2. All income for every adult who lives in the house will be included, whether
or not they contribute to the household and whether or not they are related
4. Income eligibility is determined by your gross income - this means your
total income BEFORE any deductions or taxes.
Income guidelines for 2014
are as follows:
|Maximum gross income for a family of one:||
|Maximum gross income for a family of two:||
|Maximum gross income for a family of three:||
|Maximum gross income for a family of four:||
|Maximum gross income for a family of five:||
|Maximum gross income for a family of six:||
|Maximum gross income for a family of seven:||
|Maximum gross income for a family of eight:||
SOME OTHER IMPORTANT THINGS YOU SHOULD KNOW:
1. CHRIC DOES NOT HAVE MONEY AVAILABLE FOR EMERGENCY REPAIRS. If you are over age 60 and have an emergency situation, the Office for the Aging might be able to help - please call 753-4471 or 661-2029 for further information.
2. CHRIC rarely has enough funds available to address every problem that could be addressed. Our rehab staff will work with you to determine your most important home repair concerns and to secure as much funding as possible to address those concerns.
3. In most cases, the homeowner will need to contribute some amount towards the repairs.
4. To assist you with planning to contribute towards the cost of your repairs, all recipients of assistance are required to attend a 3-hour Financial Literacy Workshop.
5. The money that CHRIC pays is a grant and does not have to be repaid. As a result of receiving funds through CHRIC, a lien will be placed on your home for a period of two to five years. This lien does not have to be repaid unless you sell your home during the lien period. The lien exists only to assure that people do not take advantage of CHRIC's programs by using our funds to buy, repair, and re-sell properties at a profit. If monies from multiple grant sources are used to repair your home, each one will require that a lien be filed - these liens will run concurrently.
6. CHRIC administers funds from a variety
of sources. In all cases, CHRIC must comply with the rules of these
agencies when determining who is eligible for assistance and what can be
done with their funds. Each of these agencies has their own requirements
- you may be eligible for funds from one of these sources but not another.
CHRIC will make every effort to secure funds from any source for which
you are eligible. Some of the funding sources that CHRIC works with
are the New York State Office of Community Renewal's Community Development
Block Grant Program, The New York State Division of Housing and Community
Renewal's HOME Program, the New York State Affordable Housing Corporation,
the Federal Home Loan Bank's Affordable Housing Program, the US Department
of Housing and Urban Development, and the US Department of Agrigulture's
Housing Preservation Grant Program.
You can visit these agencies' websites by clicking on the links below:
York State Office of Community Renewal
US Department of Housing and Urban Development (HUD)
New York State Division of Housing and Community Renewal (DHCR)
New York State Affordable Housing Corporation
Federal Home Loan Bank's Affordable Housing Program